Luxembourg – 15 December 2025 — Yowpay, a technology company specialized in SEPA-based account-to-account payments, has entered into a strategic partnership with Akurateco, a leading provider of white-label payment software for PSPs, enterprise merchants, and banks worldwide.
This integration enables Akurateco’s ecosystem to natively support SEPA payments through Yowpay’s advanced orchestration layer, giving PSPs and merchants a seamless, cost-efficient alternative to traditional card schemes.
About the Partnership
Through this collaboration, Akurateco’s PSPs, acquirers, and enterprise merchants can now activate SEPA transfers as a fully managed APM directly within their existing environment. Yowpay’s SEPA layer allows organizations to process euro-denominated payments with higher conversion and lower fees.
SEPA is currently the second most used payment method in Europe, making this integration a strategic enhancement for companies operating in or entering the eurozone.
Akurateco’s White-Label Payment Software
Akurateco offers a full-scale white-label payment platform with:
- Advanced payment orchestration
- Smart routing and cascading
- Centralized management of multiple card-acquiring MIDs
- A wide hub of alternative payment methods (APMs)
- Merchant management tools and performance analytics
- Secure infrastructure for international payment operations
Its flexible architecture enables PSPs and banks to scale globally while maintaining full control over risk, routing, reporting, and merchant lifecycle management.
About Yowpay
Yowpay is a Luxembourg-based SaaS company specialized in SEPA account-to-account (A2A) payments and payment orchestration. The platform provides merchants and PSPs with:
- Business IBANs dedicated to each merchant and/or customer
- Multiple SEPA payment initiation channels such as QR codes, manual transfers, and Open Banking flows
- Automated reconciliation and reporting
- Support for low-risk and high-risk merchant categories
- A non-MoR model with direct access to funds
With its efficient reconciliation tools and modular SEPA API, Yowpay helps businesses reduce operational effort, improve cash flow speed, and optimize payment acceptance in the eurozone.
What the Integration Brings to Akurateco and Its Clients
1. Expanded APM Portfolio
Akurateco strengthens its offering with a complete SEPA A2A payment layer fully managed by Yowpay.
2. Cost-Efficient Alternative to Cards
Merchants gain access to low-fee, real-time compatible euro payments, reducing dependency on card schemes.
3. Improved Conversion Rates
SEPA transfers are preferred in multiple European markets, improving checkout conversion and reducing abandoned transactions.
4. New Revenue Opportunities for PSPs & Acquirers
PSPs can monetize SEPA-based C2B and B2B flows while onboarding new merchant categories that prefer A2A payments.
A Future-Ready Payment Stack for Europe
The partnership between Yowpay and Akurateco delivers a resilient and scalable payment architecture built for:
- European merchants processing euro-denominated payments
- PSPs expanding their payment method portfolio
- Acquirers seeking additional revenue streams
- International merchants entering the EU payments market
Together, the companies offer a modern, compliant, and modular payment infrastructure tailored for the evolving needs of European commerce.