IBAN Discrimination: A Persistent Issue in European Banking
The promise of SEPA (Single Euro Payments Area) was simple: to make cross-border payments as seamless as domestic transfers. In […]
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Yowpay: Adding VoP to the SEPA Payment Tunnel
Yowpay goes a step further by integrating Verification of Payee directly into its SEPA payment tunnel. Unlike traditional providers that rely only
Why Yowpay Is the Next Step Beyond Classical Open Banking
Over the past few years, Open Banking has been hailed as the future of payments in Europe. By allowing users to
Yowpay at SiGMA Euro‑Med 2025: Unlocking SEPA Payment Freedom for the Gambling Industry
Yowpay is proud to attend SiGMA Euro‑Med 2025, taking place in Malta from September 1–3, 2025 — one of Europe’s most important
Key Payment Trends: 2025 vs 2024
1. Overall Growth in Non-Cash Payments In H1 2024, euro‑area non‑cash transactions grew by 7.4% to 72.1 billion, with total value up 1.9%
SEPA Isn’t One-Size-Fits-All: Why Conversion Depends on Offering All Three Payment Flows
SEPA payments are often positioned as a standardized, frictionless way to send and receive money across Europe. While that’s partially
The Hidden Challenge in SEPA: Why Reconciliation Is the Real Bottleneck
SEPA payments have transformed the European payment landscape, offering fast, low-cost, and borderless transfers between bank accounts. Whether it’s SEPA
Visa VAMP: Why Recurring Businesses Must Rethink Their Payment Strategy
Recurring revenue is the holy grail for digital businesses — stable, predictable, and scalable. But for merchants relying on card
The Impact of Card-Scheme Disruptions on Online Gaming and Why SEPA & YowPay Matter
1. The Recent Card Scheme Closure: What Happened? Major card-payment schemes—Visa, Mastercard, etc.—recently restricted or terminated support for certain online
YowPay presents the first instant SEPA credit transfer solution for European for merchants in Europe
Software producer YowPay presents the first SEPA instant credit transfer payment solution for merchants and e-merchants in the Eurozone.