Yowpay is proud to attend SiGMA Euro‑Med 2025, taking place in Malta from September 1–3, 2025 — one of Europe’s most important events for iGaming, payments, and regulatory evolution.
As friction grows between traditional payment networks and gambling operators — especially those licensed offshore — Yowpay provides a frictionless, compliant alternative through:
✔️ Tailored SEPA A2A payment flows
✔️ Business IBANs for gambling operators
✔️ Chargeback-free, conversion-optimized checkout infrastructure
Let’s explore why this matters now more than ever.
⚠️ The Problem: Card Schemes Are Shutting the Door on Offshore Gambling
For years, Visa and Mastercard dominated online gambling transactions — even for operators with offshore licenses. But this model is breaking down.
Card schemes have ramped up pressure on acquirers, especially regarding:
- 🌐 Licenses from jurisdictions outside the EU/UK
- ❌ Operators not listed in national white-lists or blocked registries
- ⚠️ Geo-mismatch between user location and operator licensing
This has resulted in:
- 🔒 Frequent declines due to MCC code restrictions or issuer policies
- 🚫 BIN-level blocking of gambling transactions
- 💣 Acquirers cutting ties due to Visa VAMP and scheme risk thresholds
- 💸 Unbearable fees, rolling reserves, or forced exit for high-risk merchants
Even operators with legitimate licenses in places like Curaçao, Anjouan, or Costa Rica are now routinely flagged or excluded — not because of fraud, but because of network politics.
The consequences?
📉 Dropped conversion rates
📲 Payment-related user complaints
💰 Lost revenue at the point of deposit
🧯 Growing pressure to find reliable alternatives
The reality: Cards no longer serve the gambling industry the way they should, especially if you’re outside Europe’s “acceptable” regulatory zones.
💡 The SEPA Alternative: Compliant, Scalable, and Stable
SEPA account-to-account (A2A) transfers offer a powerful escape from card scheme politics and volatility.
Unlike Visa and Mastercard, SEPA is governed by the European Central Bank and national authorities, not private networks. It is:
✅ Chargeback-free
✅ Fraud-resistant with bank authentication
✅ Compliant with PSD2 and EU regulation
✅ Capable of supporting both high-volume and high-value flows
✅ Unrestricted by offshore licensing issues
Whether you’re managing player deposits, operational transfers, or B2B settlements, SEPA provides the neutral, infrastructure-level access that card schemes no longer do.
🔗 How Yowpay Powers SEPA for Gambling
While SEPA is secure and fast, it isn’t optimized for gambling on its own. Yowpay bridges the gap, delivering a user-friendly and regulation-ready payment tunnel designed for the realities of the iGaming industry.
🔁 Yowpay’s SEPA Payment Flow Includes:
1️⃣ PIS (Payment Initiation via Open Banking)
- Real-time, PSD2-compliant
- Secure bank connection with auto-filled data
- Ideal for EU-based users
2️⃣ Manual SEPA (Copy/Paste)
- Still widely used across Europe
- Suitable for older users and manual withdrawals
- Flexible for all jurisdictions
3️⃣ EPC QR Code
- Mobile-first scan-to-pay method
- Reduces friction and typos
- Perfect for deposits on the go
All three methods are tied to auto-tagging, metadata injection, and reconciliation logic, so you can automate your back office while improving the user experience.
🏦 Business IBANs for Gambling Operators
In addition to payment flows, Yowpay provides Business IBANs for gambling operators — including those licensed offshore.
These IBANs are:
- 🧾 Compliant for SEPA transfers
- 🏷️ Named and branded for merchant use
- 🔄 Integrated with payment reconciliation
- 🧩 Usable across multiple flows — deposits, withdrawals, ops
Operators can open dedicated accounts per brand, license, or flow, giving full transparency and control over their cash management without relying on high-risk acquirers or grey banking setups.
🌍 Who Should Meet Us at SiGMA?
🎰 Regulated casinos & sportsbook operators
🎮 iGaming platforms and technical providers
💳 Payment orchestration companies & gateways
🌐 Offshore-licensed operators seeking EU payment access
🧑💼 Consultants, affiliates, and legal specialists in high-risk commerce
Whether you’re entering a new EU market, escaping card dependency, or building a better cash-out flow — Yowpay is ready to help.
🤝 Let’s Talk in Malta
We’ll be at SiGMA Euro‑Med from September 1 to 3, 2025 — and we’re looking forward to meeting forward-thinking operators who understand that payment infrastructure is now a competitive edge.
💬 Let’s explore how SEPA can work for your brand — safely, instantly, and without card-based limitations.
See you in Malta